Reimagining student funding by leveraging the power of blockchain and DeFi.

Sch0lar and $SCLR have limited uses, and are not permitted to be sold or otherwise traded on third-party exchanges. This whitepaper and website does not constitute advice nor a recommendation by AcademicToken Inc. (“Sch0lar”), its officers, directors, managers, employees, agents, advisors or consultants, its affiliated entities and respective officers, directors, managers, employees, agents, advisors or consultants, or any other person to any recipient of this document on the merits of the participation in the Token Sale. Participation in the Token Sale carries substantial risk and may involve special risks that could lead to a loss of all or a substantial portion of resources. Do not participate in the Token Sale unless you are prepared to lose the entire amount you allocated to purchasing Sch0lar Tokens. Sch0lar Tokens should not be acquired for speculative or investment purposes with the expectation of making a profit or immediate re-sale. No promises of future performance or value are or will be made with respect to Sch0lar Tokens, including no promise of inherent value, no promise of continuing payments, and no guarantee that Sch0lar Tokens ($SCLR) will hold any particular value. Unless prospective participants fully understand and accept the nature of Sch0lar Tokens and the potential risks inherent in Sch0lar Tokens, they should not participate in the Token Sale. Sch0lar Tokens are not being structured or sold as securities. Sch0lar Tokens are sold as a functional good and all proceeds received by Sch0lar may be spent freely by Sch0lar, absent any conditions set out in this whitepaper. This whitepaper is not a prospectus or disclosure document and is not an offer to sell, nor the solicitation of any offer to buy any investment or financial instrument in any jurisdiction and should not be treated or relied upon as one. Written authorization is required for distribution of any or all parts contained herein.

All information here that is forward looking is speculative in nature and may change in response to numerous outside forces, including technological innovations, regulatory factors, and/or currency fluctuations, including but not limited to the market value of cryptocurrencies.

This whitepaper and website are for information purposes only and is subject to change. Sch0lar cannot guarantee the accuracy of the statements made or conclusions reached in this document. Sch0lar does not make and expressly disclaims all representations and warranties (whether express or implied by statute or otherwise) whatsoever, including but not limited to:

• any representations or warranties relating to merchantability, fitness for a particular purpose, suitability, wage, title or non-infringement
• that the contents of this document are accurate and free from any errors; and
• that such contents do not infringe any third-party rights. Sch0lar shall have no liability for damages of any kind arising out of the use, reference to or reliance on the contents of this document, even if advised of the possibility of such damages.

This whitepaper may include references to third party data and industry publications. Sch0lar believes that this industry data is accurate and that its estimates and assumptions are reasonable; however, there are no assurances as to the accuracy or completeness of this data. Third party sources generally state the information contained therein has been obtained from sources believed to be reliable; however, there are no assurances as to the accuracy or completeness of included information. Although the data is believed to be reliable, Sch0lar has not independently verified any of the data from third party sources referred to in this whitepaper or website or ascertained the underlying assumptions relied upon by such sources.

Please note that Sch0lar is in the process of undertaking a legal and regulatory analysis of the functionality of its Sch0lar Tokens. Following the conclusion of this analysis, Sch0lar may decide to amend the intended functionality of its Sch0lar Tokens in order to ensure compliance with any legal or regulatory requirements to which we are subject. In the event that Sch0lar decides to amend the intended functionality of its Sch0lar, Sch0lar will update the relevant contents of this whitepaper and upload the latest version of it to its website.

Sch0lar could be impacted by regulatory action, including potential restrictions on the ownership, use, or possession of such tokens. Regulators or other circumstances may demand that the mechanics of the Sch0lar Tokens be altered, all or in part. Sch0lar may revise mechanics to comply with regulatory requirements or other governmental or business obligations. Nevertheless, Sch0lar believes they have taken all commercially reasonable steps to ensure that its planned mechanics are proper and in compliance with currently considered regulations.